A proposed amendment to the XRP Ledger, known as XLS-68, would change how new users meet the network’s XRP funding requirements. Under the plan, a sponsor could provide the XRP needed for account reserves, supported ledger objects and transaction fees, allowing a user to begin using XRPL without first purchasing XRP.
The proposal does not remove XRP from the system or eliminate network costs. Instead, it shifts who provides the required XRP at the start: the sponsor covers those obligations while the user continues to control the wallet and its private keys.
How the sponsorship model would work
XLS-68 introduces a sponsor-beneficiary structure for the ledger. In that arrangement, the sponsor supplies the XRP reserve required to activate a beneficiary account and also funds reserves tied to supported ledger objects.
That means a user could access XRPL services without personally holding XRP at the outset. The underlying XRP requirement remains in place, but the sponsor would be the party providing the funds needed to satisfy it.
What users could do without first buying XRP
According to the proposal, sponsored users would be able to create accounts, establish supported trustlines and pay network fees through the sponsor’s XRP. Platforms could also sponsor trustlines for specific assets, giving users a way to receive and trade approved tokens without first acquiring XRP themselves.
Even with that change, control of the wallet stays with the user. The sponsor is covering reserve and fee costs, but the user retains possession of the wallet and private keys rather than handing control to the sponsoring platform.
Limits of the proposal
The amendment would not make XRP irrelevant to XRPL activity. XRP would still be used to meet reserve and fee requirements; the difference is that those costs could be fronted by a sponsor instead of the end user.
The proposal also applies to supported reserves and sponsored activity, not to an unlimited replacement of all account funding needs under every circumstance. The article presents it as a way to lower onboarding friction rather than remove XRPL’s XRP-based cost structure.
What happens if sponsorship stops
If a sponsor runs out of XRP or stops covering costs, transactions that depend on sponsorship would pause until funding becomes available again. In practice, that means the account could continue only once the user adds funds personally or another sponsor takes over the obligation.
The source article also says that if an account becomes inactive, the sponsor can withdraw the XRP it had reserved for that account. If sponsorship ends and the user wants to keep using the wallet, the next confirmed step would be to self-fund the account or secure support from a new sponsor.
Source: Coin Edition